Panerai (IFC)

General Terms & Conditions: Unless otherwise specified, the promotion period is from January 1 to December 31, 2024 (both dates inclusive). Unless otherwise specified, the promotion applies to cardholders of Citi Credit Cards, Debit Cards and Commercial Cards issued by Citibank (Hong Kong) Limited and other Citi entities (“Citibank”) (“Eligible Cards”). The merchant may reject an Eligible Card if their payment system cannot handle some of the Eligible Card type, please contact the merchant for details. All matters and disputes are subject to the final decision of Citibank and the merchant. Other Terms and Conditions apply, please visit citibank.hk/yro2024tnc for details.

Specific Offer Terms & Conditions:
- The offer cannot be redeemed/exchanged for cash/other products, or used in conjunction with other promotional offers or discounts.