Club21.com

1. Unless otherwise specified, the Offer’s (as defined in Clause 13) promotion period are valid from now until December 31, 2026, both dates inclusive ("Promotion Period").

2. Unless otherwise specified, the Offer applies to Cardholders of Citi Credit Cards and Debit Cards aissued by Citibank (Hong Kong) Limited (“Citibank”)(“Eligible Cards”) (“Cardholders”).

3. Cardholders are required to settle payment in full with Eligible Cards during the Promotion Period to enjoy the Offers. For the avoidance of doubt, the Offers are not applicable to the following types of transactions: any transactions that are subject to cancellation, charge-back, return of goods and/or refund; any autopay, unposted transactions or any other payment transactions as specified by Citibank from time to time;, reloads of e-Wallet or Octopus Automatic Add-Value Service; or any other type of transaction as determined by Citibank from time to time.

4. Cardholders are required to state their intention to enjoy the Offers before ordering and settle the whole payment by Eligible Cards to enjoy the Offers.

5. Unless otherwise specified, the Offer cannot be used in conjunction with other special promotions, discounts, or promotional coupons, nor be transferred or exchanged for cash or other offers.

6. Availability of the Offer is subject to offer or service availability, account status checking and final acceptance by Citibank and the Merchant’s absolute discretion. Photos, product specifications and prices are for reference only.

7. Citibank shall not be responsible for any matters in relation to the related products or services provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.

8. Citibank and the Merchant reserve the right to amend the terms and conditions without prior notice.

9. All matters and disputes are subject to the final decision of Citibank and the Merchant.

10. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

11. Other terms and conditions apply, please inquire about the details with the Merchant.

12. The promotions, products and services mentioned in the referenced document are not offered to individuals residing in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals. “Citi Credit and Debit Cards: 20% off discount on regular priced items at Club21.com ” Terms & Conditions:

13. The offer (“Offer”) is applicable to Club21.com only.

14. During the promotion period, cardholders of Eligible Cards are entitled to a 20% off on regular priced items (excluding items listed on the exclusion list) when settling the payment in full of Eligible Cards and must successfully enter the designated promotion code “CTHK20” (“Promo Code) at the checkout page at Club21.com.

15. The Offer is subject to change from time to time. For the excluded items on the exclusion list, information shown on Club21.com shall prevail. Please refer to the Merchant for details.

16. The Offer is subject to product availability and the Merchant reserves the right to cancel and refund the order depends on product availability.

17. The Offer is subject to relevant terms and conditions; the Merchant reserves the right to change the duration, terms, and conditions without prior notice.