Nam Ho Travel

- Promotion Period is valid from 1 January to 31 December 2026.
- Payment must be charged using Citi Credit / Debit Card.
- Promotion is valid only while stocks last.
- Citibank's and Nam Ho’s decision on all matters relating to the promotion will be determined at its reasonable discretion and is final and binding on all participants.
- Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties and Citibank shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the Promotion provided by third parties. All disputes about quality or performance of the product and/or services shall be resolved directly with Nam Ho.
- Citibank and Nam Ho reserve the right, at their reasonable discretion, to vary, add to or delete the Promotion terms and/or terminate the Promotion at any time and without having to give prior notice.
- "Citibank" refers to Citibank Singapore Limited and "Nam Ho" refers to Nam Ho Travel Service (Singapore) Pte Ltd.